I have to do this, to try to help me feel better - REASONS WHY I HATE THE BANK WELLS FARGO, from a former Banker's perspective (10 years in banking, their EMPLOYEE for 6 of those years):
1. I opened my account because they offered $50. I knew better... They are the only bank in town, however, with branches in AZ. I met all their requirements, called the bank manager twice to follow up on it. I never got the money. That was nearly 3 years ago.
2. They don't offer a running balance column in their online banking account format. It's like they offer no tools to help clients be successful consumers, only stick them with fees if their obscure policies aren't followed to the T.
3. They don't adjust their cut-off time for deposits to meet customer needs, i.e. no deposits made after 3pm post that same day. OTHER BANKS (i.e. Chase, I love that institution) offer a 6 pm/close of branch cut-off time = if you get to the bank that day, your deposit is IN that day. (Duh, they have your money!! EVEN CASH isn't considered "in" if deposited after 3 pm at WF!!!! So aggravating!!)
4. THEY ARE (the COMPANY I mean, not necessarily the EMPLOYEES) shady and ignorant, having no concern for clients/service, only stick it to anyone any way they can, charging any possible fee they can legally (or illegally - they've been sued for posting deposits AFTER that day's debits, illegal, check this out. This isn't inherent in all banks, folks, not in my experience. Just Wells Fargo.
If you would please listen to me, I hate that company. I am a banking savvy person. I know what is normal, what is acceptable/typical as far as policies go. I am a reasonable, responsible person (extremely high credit rating, love banking and finances, I am finishing a DEGREE in Finance for crying out loud!! WORKED in banking for TEN years). I LOVE Banking. However, I really, REALLY am disgusted with this company. NEVER, EVER under ANY circumstances will I EVER do business with them again. (All this over $22.50 in fees, ha.) Felt I needed to share this with anyone who would listen...
P.S. Also in an effort to feel better, I'm okay now/forgive them. I just won't do business with them again :)
Monday, April 11, 2011
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